Vacancy: Head of Commercial at Money in Minutes

MIM Finance Company Limited (t/a Money in Minutes or MIM) is a UK originated FinTech start-up in the process of launching its exciting products in Nigeria. MIM’s aim is to...
Posted in Jobs
August 4, 2025
Vacancy: Head of Commercial at Money in Minutes

MIM Finance Company Limited (t/a Money in Minutes or MIM) is a UK originated FinTech start-up in the process of launching its exciting products in Nigeria. MIM’s aim is to provide straightforward and instant finance to consumers in a bid to help solve the current access to finance problems in Africa. 

Head of Commercial

  • Job Type: Full Time
  • Qualification: BA/BSc/HND , MBA/MSc/MA
  • Experience: 5 years
  • Location: Lagos
  • Job Field: Sales / Marketing / Retail / Business Development 

Role Overview

  • As Head of Commercial, you will be responsible for the strategic direction, execution, and optimization of all revenue-generating activities at MIM Finance. This includes overseeing sales, business development, loan product growth, customer acquisition, and retention efforts. You will work cross-functionally with internal departments—credit, marketing, product, and tech—to ensure alignment with business objectives, while building and scaling a high-performance commercial team. Your role will also involve market expansion, field operations oversight, and driving sustainable portfolio growth.

Key Responsibilities:

Commercial Strategy & Revenue Ownership

  • Develop and execute integrated commercial strategies that drive loan product uptake, disbursement growth, and profitability.
  • Own company-wide revenue targets and monitor key commercial KPIs across all products and customer segments.

Sales & Field Operations Leadership

  • Lead and expand high-performing sales teams across SME lending, vehicle-backed loans, and other credit products.
  • Design and oversee field deployment strategies in target market clusters (e.g., Mile 12, Alaba, Owode).
  • Build incentive models and performance frameworks to drive sales efficiency and target achievement.

Business Development & Partnerships

  • Identify and secure strategic partnerships with aggregators, employers, agents, and ecosystem partners to expand distribution.
  • Develop institutional lending channels and group-based outreach initiatives.

Product & Market Expansion

  • Collaborate with the product, credit, and tech teams to refine loan offerings based on market trends, customer behavior, and competitor analysis.
  • Drive market research initiatives to inform product innovation and pricing strategy.

Portfolio Management & Performance Oversight

  • Work closely with credit, risk, and collections units to maintain loan book quality while scaling volume.
  • Monitor customer activation, usage, repayment, and churn to guide decision-making.

Cross-Functional Leadership

  • Serve as the commercial voice at the executive table, contributing to business planning and cross-departmental coordination.
  • Ensure strong alignment between marketing campaigns and sales execution.
  • Regularly report commercial performance insights and recommendations to senior leadership.

Qualifications & Requirements

  • Minimum of 5 years’ experience in commercial leadership roles within financial services, fintech, or consumer lending.
  • Strong background in sales leadership, field force management, or partnership/channel development.
  • Experience with both B2B and B2C lending models.
  • Track record of hitting and exceeding growth targets in high-volume, high-velocity environments.
  • Deep understanding of the Nigerian lending landscape and regulatory expectations.
  • Excellent analytical, strategic, and people management skills.
  • Bachelor’s degree in Business, Finance, Economics, or related field (MBA or relevant master’s degree is an advantage).

Method of Application

Interested candidates should submit their CV and a cover letter detailing their relevant experience and vision for the role to [email protected]

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