Are you a Nigerian youth, employed or a business owner that need a loan/financial Empowerment? If Yes, then this YouthCred loan update is for you.
YouthCred is a financial empowerment platform designed to provide young Nigerians with access to responsible credit and financial education. Our mission is to transform Nigeria’s credit culture by equipping youths with the knowledge, tools, and opportunities needed to build strong credit histories and achieve their financial goals.
Who can apply for a YouthCred loan?
- If you’re between 18-39,
- Running a business or earning a salary.
- NYSC corps members also have exclusive loan options
Do You need collateral to apply?
Nope! Our loans are designed to be accessible no collateral, no guarantors. Just prove you’re responsible with small credit amounts, and you can unlock more.
How much can I borrow?
Loan amounts start small and grow as you build a good credit record. Borrow from as little as 5,000 to as much as N5,000,000 depending on your profile.
How long do I have to repay?
We offer flexible repayment plans from 1 to 24 months, so you can choose what works for you.
How do I increase my loan limit?
Repay on time, build your credit history, and complete our financial training modules.